Call me anytime at 760 634 6788 for a free consultation and learn how I may be able to help you to:
*Stop creditor calls immediately with as little as $100.00 down.
*Improve your credit by filing bankruptcy? Come in for an analysis using the CIN system giving you your current credit score and your predicted score after bankruptcy.
* Let me explain to you
the differences between Chapter 7 and Chapter 13 Bankruptcy.
*Use Chapter 7 to get rid of your debts but keep all your property.
*Provide help with your foreclosure issues.
*Just file bankruptcy for you and leave your spouse out of it.
*Use Chapter 7 to protect you from being sued by a lender after foreclosure.
*Use Chapter 13 to keep your home but cancel 2nd deed of trust on your home
*Use Chapter 13 to keep your rental property, strip off and cancel all deeds of trust (1st, 2nds, 3rds) to the extent balances exceed value of the property.
*Let me help you with the means test. Take the means test for free to see if you qualify for a Chapter 7 bankruptcy.
*Let me help you with timing. Timing of your bankruptcy is critical. If you file too soon you may have some serious problems.
I invite you to explore this website for more information. Or call me now at 760 634 6788. I'd like to discuss your situation with you.
(Free consultation is only offered for Consumer Cases)
You need and deserve a
San Diego bankruptcy attorney with 30 years of legal experience. Why accept less that this? I have been representing Southern California consumers since 1979. And, this is the important part: My clients are generally very happy with my services.
Check my rating and reviews on Avvo ("Very Good")
Check me out on the California State Bar site. (I've had no State Bar problems with clients in 30 years of practice)
You can also check me out with San Diego Better Business Bureau. (A+ rating)
And take a look at the Client Reviews on this site.
You will see I am experienced, qualified, and highly rated by my peers and clients.
After you check me out call me for a no obligation free consultation! You can even call me on my cell phone 760 809 5599.
If your property is in danger of going into foreclosure you need to know answers to questions. We can help you understand the process and help you learn what you can do about it.
Are you concerned about losing your property because of debts your spouse incurred? This can be a confusing area. Let me advise you of your rights and liabilities.
You deserve an excellent attorney. But you don't want to waste money with a San Diego bankruptcy attorney that overcharges. How much does it cost to declare bankruptcy? We believe our rates are some of the most competitive you will find. We find that people who comparison shop usually go with us.
Our clients in their Client Reviews express their appreciation of the fact that I am one of the most reasonable San Diego bankruptcy lawyers when it comes to fees.
Here's what one client says about my attorney's fees in bankrutpcy:
My husband and I were in dire straits financially. We had discussed possibly filing for bankruptcy, and decided to begin looking for a attorney. We met with a few attorneys and found that many overcharged,and were incredibly impersonal. We felt like just another number, and another paycheck for them.
When we met with Harley, we instantly felt that our situation was important to him, and that we would be well taken care of. When he told us how much it would cost us to file for bankruptcy we were floored by how much less he charged than the other lawyers. It just makes sense to NOT charge and arm and a leg when people are already having financial problems.
Most people that consult with a San Diego bankruptcy lawyer ask this question: Will bankruptcy hurt my credit? Or they might ask: Will I be able to get credit after bankruptcy? The common wisdom is that bankruptcy is harmful to your credit. But sometimes the common wisdom is wrong, In fact, a recent study by Federal Reserve Bank of
Boston shows that for most people who declare bankruptcy their credit after bankruptcy is better than before.