A recent (reported February 2009) study was conducted by Ethan Cohen-Cole on behalf of the Federal Reserve Bank of Boston.  They made the following conclusions:

First, we show that individuals who file for bankruptcy can indeed get credit very quickly after they file. Second, we show that those individuals who are effectively the least punished and can get the easiest access to credit after bankruptcy tend to be the ones who have shown the least ability and propensity to repay their debt prior to declaring bankruptcy. In fact, a significant fraction of individuals at the bottom of the credit quality spectrum seem to receive more credit after filing than before. We interpret the widespread credit access and the difference in credit provision across borrower types as evidence that lenders target at-risk borrowers.

It is almost certain that you will be able to still get credit after bankruptcy.  I have a service where I can tell you what your credit score is now and what it will probably be 1 year after bankruptcy.  Every time I have run this program my client’s projected scores have increased dramatically.

Something I do that many other attorneys do not do is  I list the credit reporting agencies on your bankruptcy petition.  This way they are put on notice that your debts have been discharged and they are duty-bound to correct the records so that they show that you owe much less debt than before you filed for bankruptcy.